Your Pay Your Way
Pay Your Way Ltd is a social enterprise specialising in financial education. Based in, and operating across Scotland, They offer services to users including schools, colleges, youth groups, sport clubs, employers with young workforces, and to other agencies working in areas such as employability.
Young Scottish Talent Leavers Booklet
We have created a booklet for information on UCAS, care experienced named contacts at colleges and universities and lots more!
Direct Debits & Standing Orders
If you’ve ever forgotten to pay a bill, you know the hassle it creates. Direct Debits and standing orders change all that – they make sure your bills are paid automatically. Find out how and when to use them, what the costs are and how to sort out any problems.
Banking: Security & Fraud
With the rise of the internet, online scams and fraudulent activity is more common, but there are ways to prevent this. Make sure you use a very strong internet password, and not the name of your cat with a 1 on the end. Use a mix of upper and lower case letters, special symbols and […]
Overdrafts Explained
When you go into your overdraft, you’re getting into debt. An overdraft should be for short-term borrowing or emergencies only. It’s important you manage an overdraft like any other debt to make sure the costs don’t get out of hand. This guide looks at how overdrafts work, how to stop going over your limit and […]
Credit Union Current Accounts
If you’ve had difficulty opening an account with a bank or building society, a credit union current account could be a good option for you. Credit unions are also popular with people who prefer to manage their money through a not-for-profit organisation.
Best Student Bank Accounts 2020
Banks love reeling new students in with goodies, and the latest batch of accounts are out. This is a guide to bagging the best deal, whether you’re a fresher or just refreshing your finances.
Bank Cards Explained
Bank cards are an important part of managing your finances but they can be confusing. You may be asked to give your account details to receive bursary payments or your wages, so it’s important to know about this. This guide explains where you can find your details on your card. Alternatively, you can find these […]
Bank Accounts
Having your own bank account is an important step to independence. There are many different types of accounts, each with their own benefits. This can make opening an account a bit confusing, but there are lots of resources available to help you choose the right account for you. Below there are links to help guide […]
Birth Certificate
A Birth Certificate is an important document. It can act as of proof of identity and can be obtained from the National Records of Scotland (NRS) or from where you were registered when you were born. If this was in the UK, it would be the local council of that area. This is an important […]