Bank accounts are an essential in your Next Steps to gaining independence. Bank accounts are required in order to get a wage and provide a safe place for your money to be. Many bank accounts offer extra benefits such as good interest rates, and students especially can get extras such as decreased charges for overdrafts or freebies (each bank offers different things). Check out the information below to help you better understand banking, different account types and more, which you will need in the Next Steps of your journey.