Credit Union Current Accounts
If you’ve had difficulty opening an account with a bank or building society, a credit union current account could be a good option for you. Credit unions are also popular with people who prefer to manage their money through a not-for-profit organisation.
Best Student Bank Accounts 2020
Banks love reeling new students in with goodies, and the latest batch of accounts are out. This is a guide to bagging the best deal, whether you’re a fresher or just refreshing your finances.
What to Expect When You Get Your First Wage Slip
Getting your first wage slip is really exciting, and your employer has a legal obligation to get this to you before you get paid. Your organisation may have an online resource to manage wage slips, or you may simply get a paper copy. A wage slip has lots of information on it which can be […]
What is a Pension?
Pensions are confusing for most people, which is why a lot of people never bother to look into it. Each organisaton will have its own pension scheme which you can opt into – as a young person, it is unlikely you will automatically be enrolled into this as you need to be either 22 years […]
The Scottish Welfare Fund
The Scottish Welfare Fund is a national scheme which is provided by local authorities. The Fund pays out crisis grants and community care grants to people in crisis and to people who need support to live independently in the community. The Citizen’s Advice website has lots of information regarding different types of crisis support available […]
Struggling with Living Costs
If you don’t have enough to live on, you might be able to get help from your local council or an interest-free loan from the government. If you’re waiting for benefit payments to start, you might be able to get your benefit paid early. The Citizen’s Advice website has lots of information regarding different types […]
Jobseeker’s Allowance (JSA)
You might be able to get Jobseeker’s Allowance (JSA) while you look for a full-time job. You can get it while you’re out of work, or if you’re working less than 16 hours a week. However, Universal Credit has replaced JSA for most people. The Citizens Advice website has lots of information regarding Jobseeker’s Allowance […]
Benefits Calculator
With major changes to the benefits system regarding Universal Credit, it’s becoming more confusing to understand which benefits you’re entitled to and how you can receive them. The Citizen’s Advice online Benefits Calculator is a useful tool to help you understand the benefits you can receive. They also offer support in their local offices.
Universal Credit
Universal Credit has replaced these benefits for most people including benefits such as Housing Benefit, income-related Employment and Support Allowance (ESA), income-based Jobseeker’s Allowance (JSA) and more. The Citizen’s Advice website has lots of information regarding Universal Credit including who qualifies, changes to existing benefits and how to apply.
Personal Independence Payment (PIP)
Personal Independence Payment (PIP) is extra money to help you with everyday life if you’ve an illness, disability or mental health condition. You can get it on top of Employment and Support Allowance or other benefits. Your income, savings, and whether you’re working or not don’t affect your eligibility. The Citizen’s Advice website has lots […]