Young Persons’ Free Bus Travel Scheme

Legislation was approved by the Scottish Parliament in March 2021 enabling the introduction of a new statutory scheme to allow 5-18 year olds resident in Scotland to access free bus travel through the National Entitlement Card. Following a further commitment made by the Scottish Government, legislation to allow the scheme to be extended to include […]

Your Pay Your Way

Pay Your Way Ltd is a social enterprise specialising in financial education. Based in, and operating across Scotland, They offer services to users including schools, colleges, youth groups, sport clubs, employers with young workforces, and to other agencies working in areas such as employability.

ILF Scotland Transition Fund

ILF Scotland Transition Fund is for 16-25 year old’s living with a disability as defined in the equality act 2010. It can support a young person to try new activities and experiences that will enhance their independence, confidence and spend more time with other people.

Everything You Need to Know About Loans, Credit and Borrowing

There may be times when you need to borrow money, for example, to support yourself in an emergency or to make a large purchase. There are a few different ways to borrow money, and each of them has positives and negatives associated with them. It’s important to understand the terms of the agreement you are […]

Stepping Stones North Edinburgh

Families can continue to be referred for support and will be offered phone support from an allocated worker who can support clients with their mental health and well-being, offer practical tips and resources to support children, welfare advice, and support to access food and material resources where needed.  Monday – Friday: 9am-5pm Email: moragwilson@steppingstonesnorthedinburgh.co.uk Call: […]

Money Saving Expert

For information about how to make the most of your income, budgeting, insurance, banking, and more, check out the Money Saving Expert website. It’s founded by Martin Lewis, who you may have seen on TV. There are a lot of great tips and ideas to help you make the most of your money.

Shop Safely Online

Online shopping is a great way to compare prices, find bargains and save money from anywhere with an internet or mobile data connection. But as its popularity has increased, so have the risks, with more and more people trying to scam you out of your money or steal your card details. Thankfully, if you follow […]

Direct Debits & Standing Orders

If you’ve ever forgotten to pay a bill, you know the hassle it creates. Direct Debits and standing orders change all that – they make sure your bills are paid automatically. Find out how and when to use them, what the costs are and how to sort out any problems.

Banking: Security & Fraud

With the rise of the internet, online scams and fraudulent activity is more common, but there are ways to prevent this. Make sure you use a very strong internet password, and not the name of your cat with a 1 on the end. Use a mix of upper and lower case letters, special symbols and […]

Overdrafts Explained

When you go into your overdraft, you’re getting into debt. An overdraft should be for short-term borrowing or emergencies only. It’s important you manage an overdraft like any other debt to make sure the costs don’t get out of hand. This guide looks at how overdrafts work, how to stop going over your limit and […]